RADIO SHOW KKOB New Mexico's #1 listened drive time talk and news. Listen to the Bob Clark show on 96.3 KKOB with Pavlos every Tuesday at 7:43 am for insights as to where the market is at and what direction it will be moving.The following podcasts are sponsored by the office of Pavlos Panagopoulos. To learn more about our investment services go to our website myfinancialsense.com or give us a call at 505-828-4068.Please note: Cetera Advisor Networks LLC is not registered to offer direct investments into commodities or futures. Instead, we provide access to this asset class via mutual funds, exchange-traded funds (ETFs) and the stocks of associated companies. Investments in commodities may be affected by the overall market movements, changes in interest rates and other factors such as weather, disease, embargoes and international economic and political developments. Commodities are volatile investments and should form only a small part of a diversified portfolio. An investment in commodities may not be suitable for all investors. Link To Latest Show: The Radio Show (2/20/24) - We Have Reached A TroughPrevious Radio Shows: Radio Show (2/13/24)- Unbreakable Youth Radio Show (2/6/24) - The Fab Four Radio Show (1/30/24) - Retail Therapy Radio Show - (1/23/2024)- Slow Growth, Does That Mean No Growth?1/16/2024 Radio Show- 10 Ways to Save on Your Insurance Radio Show 1/9/2024 - Focus On What You Can Control Radio Show 1/2/2024 - The Fed from Foe to Friend Radio Show 12/26/2023 - Life Insurance ReviewRadio Show 12/19/2023- Insurance Endorsements InformationRadio Show 12/12/2023- Privatizing Profits and Socializing LossesRadio Show 12/5/2023- The Insiders ClubRadio Show 11/28/2023 - Allegory of the MediaRadio Show 11/21/2023- Let’s Talk Turkey!Client Dinner Recap: Pavlos discusses with Levin Wilson of Putnam what the impact of higher interest rates are on the economy and how to take advantage of this dislocation: Rising Interest RatesSmall Cap Investing- Pavlos discusses Small Capitalized Companies with Portfolio Manager Suzanne Franks with the First Eagle Small Cap Opportunities Fund.: Small Cap FundsPavlos discusses higher taxes and tax saving strategies with Tax and Wealth Transfer Consultant Bill Cass of Putnam Funds: Tax and Wealth TransferRadio Show 11/14/2023- The Longest Pole in the TentRadio Show 11/7/2023- “Hakuna Matata” No WorriesRadio Show 10/31/2023- Happy Halloween !Radio Show 10/24/2023 - World War III?Radio Show 10/17/2023 - ME ME ME!Radio Show 10/10/2023- The Great Boom AheadRadio Show 10/3/2023 - Washington Will Just Kick the Can Down the Road Radio Show 09/26/2023 -The Feds say No Landing Radio Show 09/21/2023-The Fourth Turning is Here Radio Show 9/19/2023- Time To Fall Back Radio Show 9/12/2023- No Matter what The Fed Does They Cannot Fix Inflation Radio Show 09/05/2023- Love your Insurance Agent Not Your InsurenceRadio Show 8/29/2023- The Fourth TurningRadio Show 8/24/2023- Johannesburg BRICS Meeting Radio Show 08/22/2023 - Johannesburg vs Jackson HoleRadio Show 08/15/2023 - Phillips Curve RevisitedRadio Show 8/08/2023 - The Hegemony of the DollarRadio Show 8/01/2023 - Changing WorldRadio Show 7/25/2023 - your insurance portfolioRadio Show 7/18/2023 - A Tale Of Two Countries Radio Show 07/11/2023 - Classic Car InsuranceRadio Show 06/27/2023- Race to the GraveyardRadio Show 6/20/2023- To Infinity and BeyondRadio show 6/13/2023- It's Time in the Market not Timing Radio Show 6/6/2023- Insurance Carriers Are Leaving High Risk States - like New MexicoRadio Show 5/30/2023 - As the Tides Recede Burn your Boats Radio Show 5/23/2023 - Debt is the Problem, not the Solution Radio Show 5/16/2023 - He has Washington on his sideRadio Show 5/15/2023 - Fiscal CliffRadio Show 05-02-2023- Mayday Mayday Repeat Radio Show 04-18-2023- Tax Freedom DayRadio Show 04-11-2023- Tax Day In One Week; Seize the Day!Radio Show 04/04/2023 - Last Quarter Was No Black Swan, It Was More Like A Black DuckRadio Show 03/28/2023- All Is Not Quite on the Western FrontRadio Show 03-21-2023- The Emperor Has No ClothesRadio Show 03-14-2023 -“All The Things That You Need To Consider Before Shopping, Your Insurance”Radio Show 02/28/2023 - Political Leaders are Full of "Hubris"Radio Show 02/21/2023- "All The President's Men"Radio Show 02/14/2023 - "Love Stocks"Radio Show 02/07/2023 - "FOMO"- Fear Of Missing OutRadio Show 01/31/2023- It's Not What You Make, It's What You KeepRadio Show 01/24/23- The Lords of Easy MoneyRadio Show 01/17/2023- Institutionalizing OptimismRadio Show 01/10/2023 - The Truth IndexThe Best Financial Advisor Valencia County 2022 is a recognition created by the Valencia County News bulletin. The news bulletin requires residents of Valencia County to fill out a Best of form and vote for their favorite people and places in the city. (one vote per person) Recognition from this publication is no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance of results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluations. This award seeks positive votes, however, members of the public may provide any feedback to the publication. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or awardRadio Show 01/03/2023- Low Expectations Are Easier To BeatRadio Show 12/27/2022 - Year End Insurance Check UpRadio Show 12-20-2022- Merry Necessities of Life Radio Show 12-13-2022 - You Can't Make Something Out Of NothingRadio Show 12-06-2022"FIFA" - Fuel International dividends Food and AgricultureRadio Show 11-29-2022- How Soccer Explains The WorldRadio Show 11-22-2022 - Natural Disasters and Inflation with SelinaRadio Show 11-15-2022- Investing In The Choke PointsRadio Show 11-08-2022- The Fed Just Threw Them An AnchorRadio Show 11-01-2022 - The Best October EverRadio Show 10-25-2022 - New RegimeRadio Show 10-18-2022 - Silly SeasonRadio Show 10-13-2022 - Financial Advice & Retirement with Don ConnellyRadio Show 10-12-2022 - Small Cap Investing with Suzanne FranksRadio Show 10-11-2022- Is the Fed Fighting the Ghost of Inflation?Radio Show 10-04-2022- Unconventional ConsensusRadio Show 09-27-22- This Is Not A HyperboleRadio Show 09/20/2022- The Road To Serfdom Is Paved With Good IntentionsRadio Show 09-13-2022 - God Save The DollarRadio Show 09-06-2022 - Demand DestructionRadio Show 08-30-2022- Demography Is Destiny Radio Show 08-23-2022 - Saving Their LegacyRadio Show 08-16-2022 - Insurance Equals Asset Protection with SelinaRadio Show 08/09/2022 - Time To Learn NewspeakRadio Show 08/02/2022 - Uncertain FutureRadio Show 7-28-2022-If it reports like recession and acts like a recession it’s a recessionRadio Show 07-26-2022- Fed's Financial Engineering Radio Show 07-18-2022 - Insurance Claims with SelinaRadio Show 07-12-2022 - The Bureau of Labour Sadistics; Inflation's Unexpected RiseRadio Show 07/05/2022- American Resiliency Radio Show 06/28/2022- The Law of Supply and DemandRadio Show 06/21/2022 - Bull Markets Don't Die of Old AgeRadio Show 06/14/2022 - The Recent Market Down Turn Radio Show 06-07-2022- Advantages Of Using a Certified Financial PlannerRadio Show 05/31/2022 - Dragflation The New Phase Of This Commodity Super CycleRadio Show 05/24/2022 - "More Government Is Not The Solution."Radio Show 05/17/2022 - "Money Printing Always Ends Badly"Radio Show 05/10/2022- “Those Who Don’t Learn From History Are Doomed To Repeat It”Radio Show 05/03/2022 - Federal Reserve's Interest Rate IncreaseRadio Show 04/26/2022 - Rising Interest RatesRadio Show 04/19/2022 - Hedonics and The Federal ReserveRadio Show 04/13/2022 - Twilight In The Desert, Gas Prices Are Headed UpRadio Show 04/05/2022 - Y-2-K RevisitedRadio Show 03/29/2022 - Fool's GoldRadio Show 03/23/2022 - How to Capitalize on the ChaosRadio Show 03/22/2022 - It's a Bull Market for ChaosRadio Show 03/15/2022 - How to Catch a Falling KnifeRadio Show 03/08/2022- Rally Around The FlagRadio Show 03/01/2022- Afghan EffectRadio Show 02/22/2022- The Silver Lining of InvestingRadio Show 02/15/2022- How Energy Explains The WorldRadio Show 02/08/2022- The Insidious TaxRadio Show 02/01/2022- Money Printing Is The ProblemRadio Show 01/25/2022- Preparing For The New Abnormal MarketRadio Show 01/18/2022- It's All About Your Health and WealthRadio Show 01/11/2022- From Just In Time To Just In CaseRadio Show 01/04/2022- New Year's ResolutionsSelina's Radio Segment 01/03/2022- Insurance Resolutions For 2022Radio Show 12/28/2021- In A Word Inflation for 2022Radio Show 12/21/2021-The Santa Claus RallyRadio Show 12/14/2021 - Santa Claus Coming To Wall Street This ChristmasRadio Show 12/07/2021- A Crisis Of Their Own MakingRadio Show 11/30/2021- The Category KillersRadio Show 11/23/2021- Markets are InsufficientRadio Show 11/16/2021- Second Stage of Inflation: AngerRadio Show 11/09/2021- It's Time To Get Jimmy Carter's Sweater Out Of The ClosetRadio Show 11/02/2021- Election DayHalloween Radio Show 10/28/21 - Don't Let the Markets Scare You Radio Show 10/26/2021- Halloween Will Be Full Of Tricks But Not Many TreatsRadio Show 10/19/2021- Inflation Is Not TemporaryRadio Show 10/12/2021- What Can Soccer Teach Us About Investing?Radio Show 10/5/2021- Small CapsRadio Show 9/29/2021- Bob gets straight A'sRadio Show 9/21/2021- Tax the RichRadio Show 9/16/2021 - Looking Over My Shoulder Radio Show 9/14/2021- Taking the Long ViewRadio Show 09/07/2021- Smoke and Mirrors, Inflation is the Real RobberRadio Show 08/31/2021- Gold the Only One True Investment Lie DetectorRadio Show 08/24/2021- The New GreeceRadio Show 8/18/2021- 50th Anniversary of the Closing of the Gold WindowRadio Show 8/3/2021- Advantages of Having Flood Insurance with SelinaRadio Show 7/27/2021- Painted into a CornerRadio Show 07/21/2021- Valuations MatterRadio Show 07/13/2021-Billionaire BlunderRadio Show 7/6/2021- 10 Reasons Why We are BullishRadio Show 6/29/2021-Building on a Weak FoundationRadio Show 6/22/2021-Making Virtue Out Of Necessity Radio Show 6/15/2021-Out Run Inflation Radio Show 06/08/2021 - The Coming StormRadio Show 06/01/2021- Monetary MandarinsRadio Show 5/25/2021- Congratulations to Our GraduatesRadio Show 05/18/2021- A Drowning Man Grabs Hold Of A CrocodileRadio Show 05/11/2021- Tax Freedom DayRadio Show 05/04/2021- Biden's Trojan HorseRadio Show 4/27/2021- Investment Futures Are UncertainRadio Show 4/20/2021- Robbing Peter to pay Paul, Bernie Madoff's LegacyRadio Show 04/14/2021- Titanic's Maiden VoyageRadio Show 04/07/2021- Old Wine, New BottleRadio Show 3/30/2021- Managing Your Insurance Needs During A Pandemic with SelinaRadio Show 03/23/2021- March Madness: David vs. GoliathRadio Show 3/16/2021 - The American Hand Out PlanRadio Show 03/09/2021-The Bond VigilantesRadio Show 03/02/2021- Minimum WageRadio Show 2/23/2021- Inflation is not TransitoryRadio Show 02/18/2021- The Sun Doesn't Always ShineRadio Show 02/17/2021- HypocrisyRadio Show 2/09/2021- How We Construct Your PortfolioRadio Show 2/03/2021- The Great DeceptionRadio Show 1/26/2021 - What a Post Covid World Will Look LikeRadio Show 01/19/2021- The Commodity Super CycleRadio Show 1/12/2021- Uncharted TerritoryRadio Show 01/05/2021- Coming Generational StormRadio Show 12/22/2020- Selina's safety reportRadio Show 12/15/2020- The Great GatsbyRadio Show 12/8/2020 - The Only Thing You Have To Fear Is Fear Itself Radio Show 12/1/2020 -College SavingsRadio Show 11/17/2020-Vaccine Market RallyRadio Show 11/10/2020- Gridlock is GoodRadio Show 11/3/2020- Balance Is The Key To InvestingRadio Show 10-27-2020-How The Results of The Presidential Election Could Affect The Stock Market Radio Show 10-20-2020-Investing in narrow moats during COVIDRadio Show 10/13/2020-Surveillance CapitalismRadio Show10/6/2020- Three Factors That Lead To A U-Shaped RecoveryRadio Show 9/29/2020- The Allegory of the Stock MarketRadio Show 9/22/2020- Gold Is A Shock Absorber For This Recent Market VolatilityRadio Show 09/15/2020- The Fiscal CliffRadio Show 09/08/2020- Managing Risk in a High Risk MarketRadio Show 09/01/2020- Ten Reasons Why You Should Stand FirmRadio Show 08/25/2020 - Four Seasons of CovidRadio Show 08/18/2020- Sustainable EquityRadio Show 08/11/2020- Riches to RagsRadio Show 08/04/2020- Life, Liberty and the Pursuit of HappinessRadio Show 7/28/2020- The Gold StandardRadio Show 7/21/2020- Covid-19 SummerRadio Show 7/14/2020-The Right Side of HistoryRadio Show 7/7/2020- Political and Medical Science ClashRadio Show 6/30/2020- Free Market EconomyRadio Show 6/23/2020 -Opportunistic Changes and Pitful Falls to AvoidRadio Show 6/16/2020 - Energy Prices follow Precious Metals like Night Follows DayRadio Show 6/9/2020- Putting Humpty Dumpty Back TogetherRadio Show 6/2/2020 - Two CampsRadio Show 5/26/202-Themes of the Old Rip Van WinkleRadio Show 5/19/2020- Seminal MomentRadio Show 5/12/2020 -Fear of Missing OutRadio Show 5-5-2020-Greed or FearRadio Show 4-28-2020- Looking back at Past PandemicsRadio Show 4-21-2020 -Strategic and Tactical Opportunities Roth Conversion Disclosure: Converting from a traditional IRA to a Roth IRA is a taxable event. A Roth IRA offers tax free withdrawals on taxable contributions. To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59 ½ or due to death, disability, or a first time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes.Radio Show 4-14-2020-Stay Diversified Radio Show 4/7/2020 -Frontline TherapyDisclosure: The views depicted in this show are for information purposes only and should not be considered specific advice or recommendations for any individual. All investing involves risk, including the possible loss or principal. Radio Show 3/31/2020 - The AftermathRadio Show 3/24/2020-Historical Rise in the Stock Market Disclosure: Cetera does not offer direct investments in gold (commodities). Commodities are volatile investments and may not be suitable for all investors.Go to 770KKOB.com to listen to a live stream or Tune-In to 770 AM.Link Disclosure: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.The views depicted in this show are for information purposes only and should not be considered specific advice or recommendations for any individual. All investing involves risk, including the possible loss of principal. Indices are unmanaged and cannot be invested into directly. Past performance is not indicative of future results.There is a surrender charge imposed generally during the first 5 to 7 years that an investor owns a Variable Annuity contract. Withdrawals prior to age 59 ½ may result in a 10% IRS tax penalty, in addition to any ordinary income tax. The guarantee of the annuity is backed by the financial strength of the underlying insurance company. Investment sub-account value will fluctuate with changes to market conditions.529 Plans-Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer's official statement and should be read carefully before investing.Investors should also consider whether the investor's or beneficiary's home state offers any state tax or other benefits available only from that state's 529 Plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investing in any state's 529 Plan.Additional risks are associated with international investing, such as currency fluctuations, political and economic stability, and differences in accounting standards.The return and principal value of bonds fluctuate with changes in market conditions. If bonds are not held to maturity, they may be worth more or less than their original value.Income may be subject to local, state and /or the alternative minimum tax.A diversified portfolio does not assure a profit or protect against loss in a declining market.For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.Investors should consider the investment objectives, risks and charges and expenses of the fund carefully before investing. Investing in mutual funds is subject to risk and potential loss of principal. There is no assurance or certainty that any investment or strategy will be successful in meeting its objectives. The prospectus contains this and other information about the funds. Contact Pavlos Panagopoulos at 2500 Louisiana Blvd NE Suite 102, Albuquerque, New Mexico 87110 United States or call us at 505-828-4068 or contact the fund directly to obtain a prospectus which should be read carefully before investing or sending money.