Contact the Team
At Cetera, we’re committed to helping individuals and families grow and protect their wealth through personalized, goal-driven investment strategies. Our mission is rooted in community growth, transparency, and long-term financial confidence.
Clients benefit from:
Customized solutions tailored to their financial goals
Real-time access to account data and planning tools
Daily updates and the ability to make plan adjustments online
Two convenient office locations in Albuquerque and Belen, plus virtual options for out-of-state or on-the-go clients
We are proud to be affiliated with one of the nation’s best-known and most well-respected independent advisory firms, founded in 1984. This relationship allows us to offer objective, conflict-free advice — with the added strength and resources of a nationally recognized firm and the oversight of a rigorous compliance process.
Pavlos Panagopoulos, CFP®
Owner, Financial Advisor
505-872-2998
Pavlos has been a registered representative with Cetera Advisor Networks (formerly Financial Network) since 1986. He started the Panagopoulos Insurance Agency in 2001 to help his clients with their insurance needs.
Nicolette Panagopoulos
Co-owner, Managing partner
505-872-2998
Nicolette “Nicki” Panagopoulos is the co-owner and managing partner of the Panagopoulos Agency headquartered in Belen, NM. She received her Property and Casualty Insurance License in November 2010.
Francine Pena
Operations Manager
505-861-3017
Francine joined our Belen office in 1995. She is a New Mexico native and a graduate of Belen High School.
Selina Zamora
Property and Casualty Insurance Agent
505-861-3017
Selina Zamora is a licensed Property and Casualty Insurance Agent for the Panagopoulos Agency in Belen, NM. She has joined the office in 2008.
Bibu Subedi
Administrative Assistant
505-872-2998
Bibu has been with our office since 2018 as an Administrative Assistant, He graduated from Menual High School and graduated from UNM in 2020 with a Bachelor's in Business Administration with a concentration in international business.
Laura Sandoval
Client Services Associate
Laura Sandoval is a licensed Life and Health Insurance professional with a focus on Long-Term Care and the added credential of Notary Public. Since stepping into the industry in 2022, Laura has been known for her
Alexandra Anghel
Student Intern
Alexandra blends finance and ballet, pairing analytical skill with artistry. A finance student driven to excel, she explores market dynamics and investment strategies with curiosity, dedication, and a relentless pursuit of knowledge.
Brenna Henning
Administrative Assistant