Testing Its Mettle During Covid-19: Gold as a Potential Hedge in Crisis Environments Below you will find a link to an article by Thomas Kertsos titled, "Testing Its Mettle During Covid-19: Gold as a Potential Hedge in Crisis Environments". Click Here to Read The ArticleAdditional risks are associated with international investing, such as currency fluctuations, political and economic stability, and differences in accounting standards. The return and principal value of fixed income securities fluctuate with changes in market conditions. If not held to maturity, they may be worth more or less than their original value.Please note: Cetera Advisor Networks LLC is not registered to offer direct investments into commodities or futures. Instead, we provide access to this asset class via mutual funds, exchange-traded funds (ETFs) and the stocks of associated companies. Investments in commodities may be affected by the overall market movements, changes in interest rates and other factors such as weather, disease, embargoes and international economic and political developments. Commodities are volatile investments and should form only a small part of a diversified portfolio. An investment in commodities may not be suitable for all investors.