As we kickoff 2023 with a new Congress in place and the passage of legislation impacting retirement savings, I would like to invite you to a presentation I am hosting with our partners at Putnam Investments on February 9th 2023 at 2:00 PM MST .

We can address any questions you have along with the following topics:

• Current makeup of Congress after the midterms and policy areas we’re following
• How your retirement planning may change with the passage of the SECURE 2.0 Act
• Review of the Inflation Reduction Act passed in 2022
• The outlook on taxes given the fact that the current tax code is slated to expire at the end of 2025
• Key financial planning strategies to consider in 2023

Please RSVP via my website under the events tab at https://www.myfinancialsense.com/ 

Putnam is not affiliated with the firm participating in this presentation.

This email may contain an advertisement, is for the intended recipient only, and is not meant to be forwarded or distributed in any other format. It is not intended as an offer or solicitation for the purchase or sale of any financial instrument, or security, or as an official confirmation of any transaction. Putnam does not accept purchase or redemptions of securities, instructions, or authorizations that are sent via email. All market prices, data and other information are not warranted as to completeness or accuracy and are subject to change without notice. Any comments or statements made herein do not necessarily reflect those of Putnam Investments and its subsidiaries and affiliates.

If you do not wish to receive future news, announcements, or product updates from Putnam Investments via email, you may call Putnam at 1-800-225-1581 and ask to have your name deleted from our mailing list. We will make the change to our records within 10 days.

Not FDIC Insured

May Lose Value

No Bank Guarantee

Request a prospectus, or summary prospectus if available, from your financial representative or by calling Putnam at 1-800-225-1581. The prospectus includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing.