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The Hidden Hedge in Your Portfolio

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The Business of War

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Spring Cleaning Your Coverage

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From Chaos to Clarity: A Greek Lesson in Strategy

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Noise vs Narrative

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Madness… or Momentum

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Sugar High of Investing

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The Global Race for Resources

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Trump's Tariff Tantrum

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Forward, Not Fearful

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Heating Up Late in the Cycle

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Stick To The Game Plan

Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

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Some Like it Hot

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Irrational Exuberance

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The Rise of the Rest

1/6/2026

The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored or approved by Ceter

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Our Dollar Your Problem

Date: 12/30/2025

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2026 Insurance Trends with Selina Zamora

^{Date: 1/13/2026}

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Gun Boat Diplomacy

Date: 12/30/2025

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Year in Review: Here Comes Santa Clause

Date: 12/4/2025

_{Cetera does not offer direct investments in gold (commodities). Commodities are volatile investments and may not be suitable for all investors.}

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One Big Beautiful Bill

Date: 8/12/2025

The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored or approved by Cetera.

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Treachery and Triumph

Date: 7/8/2025

The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored or approved by Cetera.

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When Others are Greedy, Be Fearful

Date: 7/1/2025

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The Mag 7 Are Now the Lag 7

Date: 6/25/2025

The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored or approved by Cetera.

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AI Meets Insurance: Smarter, Faster, Still Human

Date: 6/17/2025

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Mastering the Phases of a Bull Market

Date: 6/10/2025

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Red State Blue State

Date: 6/3/2025

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A Bifurcated Economy

Date: 5/27/2025

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What Moody's Downgrade Means to your Portfolio: A Bifurcated Economy

Date: 5/20/2025

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Art of the Deal

Date: 5/13/2025

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End of an Era

Date: 5/6/2025

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Insurance in a Tariff-Driven World

Date: 4/29/2025

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In the Long Run it’s a Weighing Machine

Date: 4/24/2025

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Event Driven Downturn

Date: 4/15/2025

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Playing a Game of Chicken

Date: 4/8/2025

The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored or approved by Cetera

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Finding a Port During Trouble Waters

Date: 4/1/2025

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Our Transactional President

Date: 3/25/2025

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Press the Pause Button

Date: 3/18/2025

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^{Markets Move into Correction Territory}

Date: 3/11/2025

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The Price Be Your Narrative

Date: 3/4/2025

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WALL STREET'S GREAT ROTATION

Date: 2/25/2025

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A Cashless Society

Date: 2/18/2025

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Don't Fight the Fed; Price is the Great Arbitrator

2/11/2025

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Paradox

Date: 2/4/2025

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The Genie is out of the Bottle

Date: 1/28/2025

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New Dawn

Date: 1/21/2025

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Bull and Bear Markets at the Same Time

Date: 1/14/2025

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New Year's Resolutions

Date: 1/7/2025

The Best Financial Advisor Valencia County 2024 is a recognition created by the Valencia County News bulletin. The news bulletin requires residents of Valencia County to fill out a Best of form and vote for their favorite people and places in the city. (one vote per person) Recognition from this publication is no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance of results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluations. This award seeks positive votes, however, members of the public may provide any feedback to the publication. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award.

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Disclosures

Please note: Cetera Wealth Services LLC is not registered to offer direct investments into commodities or futures. Instead, we provide access to this asset class via mutual funds, exchange-traded funds (ETFs) and the stocks of associated companies. Investments in commodities may be affected by the overall market movements, changes in interest rates and other factors such as weather, disease, embargoes and international economic and political developments. Commodities are volatile investments and should form only a small part of a diversified portfolio. An investment in commodities may not be suitable for all investors.

Link Disclosure: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

The views depicted in this show are for information purposes only and should not be considered specific advice or recommendations for any individual. All investing involves risk, including the possible loss of principal. Indices are unmanaged and cannot be invested into directly. Past performance is not indicative of future results.

There is a surrender charge imposed generally during the first 5 to 7 years that an investor owns a Variable Annuity contract. Withdrawals prior to age 59 ½ may result in a 10% IRS tax penalty, in addition to any ordinary income tax. The guarantee of the annuity is backed by the financial strength of the underlying insurance company. Investment sub-account value will fluctuate with changes to market conditions.

529 Plans-Investors should consider the investment objectives, risks, charges and expenses associated with municipal fund securities before investing. This information is found in the issuer's official statement and should be read carefully before investing.

Investors should also consider whether the investor's or beneficiary's home state offers any state tax or other benefits available only from that state's 529 Plan. Any state-based benefit should be one of many appropriately weighted factors in making an investment decision. The investor should consult their financial or tax advisor before investing in any state's 529 Plan.

Additional risks are associated with international investing, such as currency fluctuations, political and economic stability, and differences in accounting standards.

The return and principal value of bonds fluctuate with changes in market conditions. If bonds are not held to maturity, they may be worth more or less than their original value.

Income may be subject to local, state and /or the alternative minimum tax.

A diversified portfolio does not assure a profit or protect against loss in a declining market.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Investors should consider the investment objectives, risks and charges and expenses of the fund carefully before investing. Investing in mutual funds is subject to risk and potential loss of principal. There is no assurance or certainty that any investment or strategy will be successful in meeting its objectives. The prospectus contains this and other information about the funds. Contact Pavlos Panagopoulos at 11000 Spain RD NE, Building E, Albuquerque, New Mexico 87111 United States or call us at 505-828-4068 or contact the fund directly to obtain a prospectus which should be read carefully before investing or sending money.