Term or Perm (With Daughter) When considering life insurance, one of the first decisions is between term and permanent. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. A Brief Guide To Condo Insurance Important items to consider when purchasing condo insurance. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.